Earning Credits in Forza Horizon 6 becomes much easier once you know which activities are actually worth your time. Some methods only give small payouts, while others can earn you hundreds of thousands of Credits in a surprisingly short amount of time. Right now, the best money-making methods revolve around AFK races, Super Wheelspins, Car Mastery rewards, and smart use of the Auction House.

If you’re saving up for expensive hypercars or just trying to expand your garage early on, focusing on the right activities makes a huge difference in FH6.

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How to Get Credits Fast in Forza Horizon 6

The fastest way to earn Credits in FH6 is by stacking multiple methods together instead of relying on just one. Players who focus on long Event Lab races with Auto Drive enabled can earn hundreds of thousands of Credits and massive XP gains with almost no effort.

Here’s a breakdown of all the ways to earn Credits in FH6:

Play AFK Event Lab Races

AFK Races Forza Horizon 6

AFK farming is currently the best Credit method in Forza Horizon 6. Event Lab races can be customized into long, simple tracks that the Auto Drive system can complete on its own. Since payouts scale based on race length and difficulty settings, this method generates a huge amount of Credits over time.

All you really need to do is head into the difficulty settings and turn on the full driving assists preset. Once that is enabled, your car will follow the racing line automatically while accelerating. Since the AI handles most of the driving, you can safely crank the difficulty all the way up to Unbeatable for the maximum Credit bonus.

Farm Wheelspins and Super Wheelspins

Wheelspin Forza Horizon 6

Wheelspins are still one of the easiest ways to make large amounts of Credits quickly. Standard Wheelspins can reward anywhere from 1,000 Credits to 500,000 Credits, while Super Wheelspins give three rewards at once.

One of the best long-term investments is buying the house that gives you a free daily Wheelspin every time you log in. It is expensive at first, but it eventually pays for itself if you play regularly.

Car Mastery perks are another excellent source of Wheelspins. Some cars contain perks like Spinball Wizard, which instantly unlock Super Wheelspins.

Don’t waste Credits buying random expensive cars just for spins. Instead, focus on cars that already provide valuable perks.

Turn Up Difficulty Settings for Bigger Rewards

Difficulty Settings Forza Horizon 6

Difficulty settings directly affect Credit payouts in Forza Horizon 6. If you are comfortable driving without assists, increasing the challenge dramatically improves your earnings.

Higher AI difficulty grants a Credit boost on Unbeatable. Turning off Anti-Lock Braking adds another 15%, while disabling Traction Control and Stability Control gives an additional 10% each. Manual shifting also increases rewards by 15%.

Even disabling a few assists can noticeably increase race profits over time. A good middle ground is keeping braking assists off while leaving steering assists enabled.

Turn Skill Points into Credits

Forza Horizon 6 Mercedes-AMG ONE Car Mastery Skill Tree

Skill Points are basically another form of currency in Forza Horizon 6. The faster you earn them, the more Wheelspins and bonus rewards you can unlock through Car Mastery.

The easiest way to farm Skill Points is by chaining together skills like drifting, smashing objects, near misses, and jumps. Long combo chains build points quickly, especially in open areas with lots of destructible objects.

Once you build up enough Skill Points, you can spend them on Wheelspins or direct Credit rewards in Car Mastery trees.

Complete Horizon Festival Challenges

Horizon Festival challenges are one of the best sources of Super Wheelspins early in the game. Milestone rewards at 500, 750, 1,250, 1,750, and 2,250 Festival Points all include Super Wheelspins.

The Discover Japan challenges are still useful for straightforward money rewards, but Horizon Festival objectives generally offer better long-term value because of the Wheelspins and rare car rewards attached to them. If your goal is fast Credits, focus on the challenges tied to Super Wheelspins first.

Do Food Delivery Missions in Tokyo City

Food Delivery Missions in Tokyo City Forza Horizon 6

Food Delivery missions are one of the more underrated ways to make Credits. These jobs have you driving around Tokyo City making deliveries while completing bonus objectives like drifting or beating strict timers. The better your performance rating, the larger the payout becomes.

As you complete more deliveries, your Job Promotion level increases, which boosts future earnings even further. Once your rank starts climbing, these missions become a surprisingly reliable source of money.

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Share Liveries and Tunes for Passive Credits

A surprisingly easy way to make passive Credits is by sharing custom liveries and tuning setups online. Every time another player downloads, likes, or uses your creation, you receive Credits.

The best strategy is to create simple designs based on famous cars or movies. Simple movie-inspired or replica liveries tend to perform really well because players actively search for recognizable designs. Early-game cars are usually the best choices since more players own them.

Tunes work the same way. Even basic tuning setups can earn steady payouts if enough people download them for races or events.

Sell Rare Cars in the Auction House

Forza Horizon 6 Auction House

The Auction House can make you rich very quickly if you know what to sell. Rare cars from Wheelspins are especially valuable during the first few weeks after launch because many players are still trying to complete their collections.

Cars like the Lamborghini Diablo GTR, Dodge Viper ACR, and Hennessey Venom GT often sell for huge amounts because they are difficult to obtain.

If you get duplicate rare cars from Wheelspins, selling them is usually more profitable than keeping extras in your garage.

Get VIP Membership for Permanent Bonuses

The VIP Membership included with the Premium Edition permanently doubles Credit rewards. It also provides bonus cars, weekly Super Wheelspins, and exclusive rewards.

If you plan on playing Forza Horizon 6 long-term, VIP status easily pays for itself through the extra Credits alone. Players grinding expensive hypercars will notice the difference very quickly.

FAQs

What is the fastest way to make Credits in Forza Horizon 6?

AFK Event Lab races with Auto Drive enabled are currently the fastest method. Long races combined with high difficulty bonuses can generate huge payouts with very little effort.

Are Wheelspins still worth farming in Forza Horizon 6?

Yes. Wheelspins remain one of the best sources of instant Credits, rare cars, and valuable rewards. Super Wheelspins are especially profitable.

Is VIP Membership worth it for Credits?

If you plan on playing Forza Horizon 6 regularly, VIP Membership is definitely worth it because it permanently doubles Credit earnings and includes weekly Super Wheelspins.

Forza Horizon 6 Tag Page Cover Art
Systems
Top Critic Avg: 91/100 Critics Rec: 100%
Released
May 19, 2026
ESRB
Everyone / Mild Lyrics, Users Interact, In-Game Purchases
Developer(s)
Playground Games
Publisher(s)
Xbox Game Studios
Forza Horizon 6 Press Image 1

WHERE TO PLAY

SUBSCRIPTION
DIGITAL
PHYSICAL

Genre(s)
Racing, Open-World