A3: Not tracking spending, irregular income, irregular bills, rising costs, or avoiding accounts altogether. Add in money anxiety and it’s easy to feel like “where did my money even go?” every month. #CreditChat
A2: Income tells you what you make, savings shows what you kept but cash flow shows how your money actually moves. You can earn a lot and still feel broke if your spending is out of control. #CreditChat
A1: Cash flow confidence to me means you know what’s coming in, what’s going out, and feeling in control of it. Not guessing or hoping. And it matters because peace of mind > stressing every time a bill hits. #CreditChat
