Lemonade’s Post

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Tesla community: We think your self-driving car is a safe driver. It’s time your insurance reflected that. 🚗⚡️ That’s why we’re launching Lemonade Autonomous Car insurance. It is a first-of-its-kind product for self-driving cars and a new generation of smarter, safer EVs. Self-driving miles are priced at approximately 50% the human-driven per mile rate, and the safer autonomous driving tech becomes, the more our prices will drop. Lemonade Autonomous Car insurance is rolling out in Arizona on January 26, with Oregon following closely behind. Tesla owners will be able to get a quote for the new product in seconds, through the Lemonade app, or online at tesla.lemonade.com/fsd. #Lemonade #Tesla #FSD #Insurtech #AutonomousDriving #AI

  • Introducing Lemonade Autonomous Car Insurance

What if FSD causes an accident? I had a *prospective* client ask me for a quote and his CLUE report showed that he had an injury accident large enough that it triggered his umbrella. When I asked him about it, he said that FSD took his car into an intersection when he had a red light and caused a 4 car pile-up. Obviously the human should have been smarter here, but still, at 50% of the rate of human miles, the insurance companies had to still pay out over $500k in damages, and probably well over $1m.

Exciting move to target autonomous car owners. Is Tesla the only brand eligible or can GM Super Cruise and Mercedes-Benz Drive Pilot offered by other car manufactures qualify as well? They obviously feel they have the experience/data with autonomous to offer a significant discount. This is the next frontier for insurance companies. Lemonade is leading the field with this announcement.

This is a significant step forward for insurance. 🚗⚡ Lemonade is once again aligning pricing with real, measurable risk, not legacy assumptions. Usage‑based, autonomous‑aware pricing that improves as the technology improves sets a new benchmark for how insurance should work in an AI‑driven world. Excited to see how this reshapes the future of insurance!

FSD counts for 96% of my miles. I'm in CT, and I'd love to move from State Farm to Lemonade. Any ETA on CT?

Congrats! I'd be curious to see how this would be a benefit over Tesla Insurance that also factors in FSD.

Are you in Florida yet? Keep up the great work!

A step in the right direction! Given UM/UIM runs about 107% of Liability rate here in AZ, this will be fun to see play out.

Well Done Lemonade Insurance Game Changer the big boys are going to meet on this welcome twentytwentysix auto ins

Phenomenal idea. Put me on the list whenever NYS rolls.

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