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Articles by Kumaran
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5 Reasons Not To Ignore the Rants of Your Customer Service Employees
5 Reasons Not To Ignore the Rants of Your Customer Service Employees
You listen to your customers on social media. Do you listen to your customer service employees? We did.
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Delivering Great Customer Service doesn't have to be so painful.Feb 25, 2020
Delivering Great Customer Service doesn't have to be so painful.
Have you ever been asked to deliver kick-ass customer service, or, been around someone who talks to upset customers in…
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Dare to Lead in 2020Dec 31, 2019
Dare to Lead in 2020
Along with wishes for a great year and decade, I'd like to pass along a quote from a leader and a couple of books that…
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How to compete on Customer Experience in an Amazonian Digital worldAug 28, 2016
How to compete on Customer Experience in an Amazonian Digital world
Few weeks ago, I saw my local Sports Authority store go out of business. It got me thinking about why some retailers…
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Starbucks, Spotify and Don DraperMay 27, 2015
Starbucks, Spotify and Don Draper
Starting this fall, you can personalize your Starbucks experience by getting the barista at the store to play your…
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Customer Intimacy in the Digital AgeMay 24, 2015
Customer Intimacy in the Digital Age
Few months ago, I was watching a movie on Amazon’s Video Streaming Service. My Roku seemed to have some issues…
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Activity
4K followers
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Kumaran Shanmuhan posted thisFor years, we've obsessed over User Experience. Now, it’s time to obsess over Agent Experience. UX design asks: what does the human see, feel, and understand at each moment? We built entire disciplines around this. The idea that the person using a system deserves a deliberately designed experience is now obvious. Here's what may not have been obvious: AI agents have an experience too. When an agent processes an insurance claim or reviews a loan document, it is working with what it currently sees, knows, and remembers. That bundle of information — at that precise moment — determines what it does. Most deployments leave that to chance. Anthropic's recent source code leak gave us the first look inside a world-class production AI agent. What stood out wasn't the model. It was how meticulously they designed the agent's experience — what it knows, what it remembers across sessions, what it believes about its own constraints, what it can perceive as a conversation grows long. This is Agent Experience design. AX. At Firstsource, this is where much of our work in regulated industries actually lives. What does the agent need to know about a member's claims history before processing a prior auth? What does it remember about a borrower's documentation across a multi-week origination? What does it understand about the regulatory constraints specific to that state, that plan, that moment? Getting those questions right is what separates a prototype from something you'd trust in production. UX made software human-centred. AX makes AI deployable. #EnterpriseAI #AIAgents #AX #Claude #Firstsource
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Kumaran Shanmuhan posted thisThe Big Tobacco verdict just landed for Big Tech. Enterprise AI deployments in regulated industries should be paying close attention. Last week, a jury found Meta and Google liable not for what users posted — but for how their products were designed. Addictive by architecture. Harmful by intent. Section 230 protected the content. It didn't protect the design choices. Scott Galloway's read on this is sharp (link in comments) — but here's what I think gets missed in the broader conversation: this isn't just a consumer tech story. It's a preview of where enterprise AI liability is headed. In health insurance, a wrong output from an AI agent isn't a UX bug. It's a denied claim, a compliance breach, a regulatory event. And if the design choices that produced that output are later scrutinized — who reviews? what escalates? where's the human in the loop? — "the model got it wrong" won't be a sufficient answer. This is why the architecture decision matters as much as the model decision. What we've landed on at Firstsource is what AI engineers are now calling the reliability sandwich: A deterministic input layer that enforces structure and context before the model ever sees the data. A probabilistic AI core that reasons, extracts, and decides — doing what it's actually good at. A deterministic output layer that validates against rules, flags exceptions, and triggers human review when the stakes demand it. The model proposes. The system enforces. The human remains accountable. That separation isn't overhead. In regulated industries, it's the only defensible design. The Big Tobacco reckoning took 30 years. Opioids took 20. AI in enterprise is moving faster — and so will the scrutiny that follows. Are you building AI systems, or just AI features? The difference will matter in a courtroom. #HealthInsurance #EnterpriseAI #AIGovernance #ResponsibleAI #Firstsource
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Kumaran Shanmuhan shared thisMost COOs I talk to are eager to scale AI, but there is a persistent gap between the promise of the technology and operational reality. The question teams are grappling with isn't the business case for productivity—it’s the case for reliability in trust-critical business operations. You can’t scale what you can’t govern at the moment of execution. As I explore in the latest UnBPO Quarterly, reliability doesn't emerge from the AI model alone. It requires a Control Plane—the governance infrastructure essential to delivering Intelligence That Operates. Without it, you aren't scaling an operation; you're scaling risk. Check out the article to see the three questions every leader should ask to define and scale an AI-first operating model. Scaling AI in Operations: https://lnkd.in/dyqARYvU Intelligence That Operates: https://lnkd.in/dM3FkCm9 #DigitalTransformation #Operations #COO #AI #FirstsourceWhy Scaling AI in Operations Without a Control Plane Increases RiskWhy Scaling AI in Operations Without a Control Plane Increases Risk
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Kumaran Shanmuhan reposted thisKumaran Shanmuhan reposted thisAI doesn't need more hype. It needs a new operating model. Most enterprises are still trying to bolt AI onto structures built for another era - siloed teams, linear handoffs, effort-based contracts. No wonder the pilots stall. A year ago, when we introduced UnBPO™, we said the services industry would have to reinvent itself for a world where intelligence, not labor arbitrage, becomes the primary input. This was our call that the old outsourcing playbook wouldn't survive the agentic era. At Firstsource, we've now redrawn our operating model around one simple idea: if we can't underwrite the outcome, we haven't earned the right to operate it. We call this Intelligence That Operates - a full-stack, agent-first way to design, build, and run AI in production, where every decision makes the system smarter for the next. This isn't about buying capability. It's about owning results. And it's already reshaping how our clients think about the work their businesses will be built on next. #WeMakeItHappen #UnBPO™ #IntelligenceThatOperates | Ritesh Idnani | Aniket Maindarkar | Arjun Mitra | Ashish Chawla | Dinesh Jain | Hasit Trivedi | Himani Babbar | Jagriti Bhattacharyya | Kumaran Shanmuhan | Matthew Barlow | Rajiv Malhotra | Scott Schrader. | Shamita Mukherjee | Sohit Brahmawar | Sundara Sukavanam | Vivek Sharma | Bala Viswanathan | Phil Fersht | DENNIS STETZEL | Jimit Arora |
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Kumaran Shanmuhan reposted thisKumaran Shanmuhan reposted thisWhat a privilege to be in Melbourne today to sign a landmark MoU between Firstsource and Monash University — a partnership that moves us from promise to practice on AI, talent, and real-world impact. When we opened our ANZ Headquarters in Melbourne in 2024, it was a long-term commitment to that very vision — backed by investment in talent, research, and infrastructure. In just a year, we’ve welcomed over 200 #Firstsourcers, already halfway to our five-year goal of 400, across key sectors including healthcare, financial services, retail, and utilities. At its heart is our AI Innovation Lab, focused on applied AI, robotics, and digital experimentation. Today’s signing, alongside Professor Craig Jeffrey Vice-Chancellor, International & Senior VP and in the presence of Danny Pearson , Minister of Finance, Economic Growth and Jobs, Victoria Government, marks the start of a long-term collaboration to translate Monash’s world-class research into scalable solutions that deliver outcomes for industry, government, and society. To Professor Sharon Pickering , Vice-Chancellor & President, Professor Ann Nicholson , Dean, and Professor Shonali Krishnaswamy, Director of the Monash AI Institute, I’m proud that we’re partnering to co-develop next-generation AI capabilities across priority sectors — and to build pathways for the next generation of innovators and technologists. This collaboration is more than a milestone. It’s a model for how global expertise and local innovation can come together to shape a more responsible, inclusive, and resilient AI future — for Australia and beyond. A heartfelt thank you to everyone who made today possible: Amanda Caples PhD PhD, Victoria’s Lead Scientist, Michelle Wade , Commissioner - South Asia at Global Victoria, State Government of Victoria and Nik Guruprasad and Annie Jiang from Invest Victoria and a special shoutout to my colleagues Gagan Vohra and Vivek Sharma who sowed this seed and truly #MadeItHappen. Why this matters: • It’s industry-grade execution meeting frontier research — not for AI’s sake, but to operationalize responsible AI at scale. • It builds local capability and jobs, nurturing the next generation of Australian technologists and researchers. • It strengthens Victoria’s innovation ecosystem and deepens cross-border collaboration between Australia and India. As we scale our ANZ operations, this MoU is an important step in our commitment to grow locally and responsibly — combining Firstsource ’s execution strength and UnBPOᵀᴹ approach with Monash’s research excellence to create measurable, human-centred impact. Grateful to Monash University, the Victorian Government, and everyone who joined us today. Excited for what comes next — turning research into real outcomes, together. Photos by Darren Keane - with thanks to all who attended. #AI #Innovation #MonashUniversity #Firstsource #UnBPOᵀᴹ #Talent #Australia #ANZ
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Kumaran Shanmuhan shared thisThrilled to share that I’ve joined Firstsource as Chief Strategy Officer. What drew me to Firstsource is its deep domain expertise in sectors like healthcare, financial services, CMT, and retail, and its AI-led platform offerings that span entire value chains. Equally important is the company’s ability to embed AI-infused operating models at scale — critical to helping clients capture the value of generative AI while building proprietary services-as-software offerings. Firstsource also brings a strong record of commercial model innovation — moving beyond effort-based contracts to outcome-based partnerships that deliver real impact, not just services for a fee. Together, these strengths make it uniquely positioned to help clients realize the full potential of data and AI in the years ahead. I’m fortunate to work again with Ritesh Idnani, grateful for the warm welcome from Aniket Maindarkar, Shamita Mukherjee, Venkatgiri Vandali, Ashish Chawla, and Sundara Sukavanam, and stoked to reunite with Sudha Bhat, Anshul Mohan, and Amar A.. Looking forward to connecting with Firstsourcers, clients, and partners in the days ahead. #CareerUpdate #Firstsource #UnBPO #DomainLed #OutcomesDrivenKumaran Shanmuhan shared this🚀 Big news from Firstsource! We're excited to welcome Kumaran Shanmuhan as our new Chief Strategy Officer. Why is this important? Because our UnBPO™ vision isn't just about reimagining outsourcing—it's about leading the industry shift toward hyper-personalized solutions, AI-driven operations, deep domain expertise, and outcome-focused partnerships. And Kumaran is the perfect leader to take this forward. With over 20 years of experience driving high-impact growth at high-growth SaaS and Enterprise AI companies, Kumaran knows what it takes to translate bold strategy into real-world outcomes. He has built and scaled AI consulting and industry solutions teams, fueled 70% YoY revenue growth, and generated significant new business. At Firstsource, Kumaran will lead the charge to consolidate our strengths and craft a market strategy that accelerates growth, deepens client impact, and keeps us ahead of disruption. Here's to the next phase of our transformation. Welcome, Kumaran! 👏 Read the full news here: https://lnkd.in/gQKUv4-K #UnBPO™ #Leadership #BusinessTransformation #AI #Strategy #Firstsource | Ritesh Idnani | Aniket Maindarkar | Arjun Mitra | Ashish Chawla | Dinesh Jain | Hasit Trivedi | Himani Babbar | Karan Kapoor | Rajiv Malhotra | Shamita Mukherjee | Sohit Brahmawar | Sundara Sukavanam | Venkatgiri Vandali | Vivek Sharma |
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Kumaran Shanmuhan posted thisA few weeks ago, I ended my journey with Uniphore, which began years ago at Jacada. I’m excited about what comes next and will share more details soon. But before hopping back on the hamster wheel, I wanted to pause and say thanks. From professional services to product management, consulting, sales, and marketing, I’m thankful for the opportunities, milestones, and certainly the scars that fueled my growth. I’ve been blessed with colleagues who cared as much about people as they did about outcomes — partners in crime and craft with whom I helped clients and global leaders across industries navigate major shifts like digital adoption, automation, and most recently AI. Special thanks to Umesh Sachdev, Ravi Saraogi, Yochai Rozenblat, Guy Yair, and Giddy Hollander for your trust and leadership. Shoutout to my Kellogg classmates, and to the eternal friendships from BITS and SBOA — I’m indebted to you for your support and love. Most of all, I’m grateful for my family — my wife, the force of nature that keeps my universe going, my daughters who define my purpose, and my parents and sisters whose unconditional love has always been my source of strength. To my classmates, colleagues, customers, and partners — I’d love to reconnect. DM me anytime. #Gratitude #Leadership #Growth #Values #CareerJourney
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Kumaran Shanmuhan liked thisKumaran Shanmuhan liked thisLately, I’ve been spending more time in the air than on the ground- and it’s made one thing very clear. We’re getting #CXtransformation wrong. Take Air India for example. The moment you land, the AI kicks in- chatbots respond instantly, IVRs are smarter, miles get credited almost real-time. On paper, this is “modern CX.” But then you board the flight… and the seat is unserviceable apart from many other known recent operational issues, the experience feels dated. That contrast says it all. We’re over-optimizing visible interactions with #AI, while under-investing in fixing the actual drivers of customer experience. In the #AgenticAI world, this gap will only widen if we’re not careful. At Firstsource, we’re deliberately flipping this: Not starting with “what can we automate,” but “why is the customer reaching out at all?” Because real #CX transformation doesn’t start with bots. It starts with truth. The winners won’t be those who automate faster but those who understand better. Curious if you have seen this gap between ‘AI-led CX’ and actual experience? #CustomerCentricity #DigitalTransformation #ConversationDesign
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Kumaran Shanmuhan liked thisStrong example of where AI is actually moving the needle in BFSI. Sourcepoint Mortgage Language Model (MLM), an 8B-parameter Small Language Model purpose-built for U.S. mortgage underwriting ,is exactly the kind of domain-specific innovation the industry needs. In a space where generic LLMs often fall short on accuracy, compliance, and context, this approach stands out. Focused models like these can meaningfully improve decisioning, consistency, and turnaround times , especially in complex processes like underwriting. Vivek, Sreenath, Srinivas, John, Jeanette, Matt SandeepKumaran Shanmuhan liked thisFirstsource’s Mortgage Language Model (MLM) is an 8B-parameter Small Language Model built exclusively for U.S. mortgage underwriting. That's Firstsource — Hasit Trivedi, Chief Digital & AI Officer, Firstsource — and that's why they're a 2026 AI Excellence Award winner in Small Language Models (SLMs) Strategic Planning. 🤖 Congratulations. See who else made the list: https://lnkd.in/eAY4DZnv #SLM #AIExcellence #LLM
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Kumaran Shanmuhan liked thisKumaran Shanmuhan liked thisAn opportunity to be a part of my wonderful team!
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Kumaran Shanmuhan liked thisKumaran Shanmuhan liked thisFirstsource has been named a Leader in the Overall Market Segment in the NelsonHall Healthcare Payer Agility & Innovation NEAT Evaluation 2026. Healthcare payers are moving beyond experimentation with AI and focusing on how to embed it into production workflows, where automation, co-pilots, and data-driven insights support everyday operational decisions. NelsonHall’s evaluation called out our AI-powered co-pilots and agentic AI workflows as production-ready capabilities, not pilot-stage deployments, a distinction that reflects our UnBPO™ shift from labor-led to intelligence that operates. This recognition reinforces our approach to build intelligence as an integral part of how work gets done, rather than an overlay. Learn more: https://lnkd.in/gmzd8fyz #WeMakeItHappen #FirstsourceProud #AnalystRecognition #UnBPO™ | Matthew Barlow | Bilal Chaudhry |
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Volunteer Experience
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Board Member
Children's Restoration Network
- 1 year
Children
CRN is a non-profit agency helping children and their mothers in metro-Atlanta break the cycle of homelessness, by providing them with academic, emotional and financial support, through a variety of programs and services.
I led digital marketing initiatives to raise cause awareness within the communities. Also redesigned and launched the CRN web site and leveraged social media marketing to increase awareness.
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Carlos J. Arboleda
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ExecutiveRoundtable.org, Chairman’s Highlights! We catch up with Namita Jindal, Chief Information Officer at CentralSquare Technologies, a leader in public sector software solutions. Namita has been instrumental in driving innovation and operational excellence at CentralSquare, leveraging her extensive experience in business strategy and technology. Here, she shares her insights on the business climate for the rest of 2025 and the key factors influencing the industry. Namita: "At CentralSquare, we are deeply committed to enhancing the digital presence and operational efficiency of public sector agencies. Our mission-critical software solutions, ranging from Computer-aided Dispatch and Next-Generation 911 to Finance, Asset Management, and Permitting, are designed to help public agencies and their communities flourish in new ways The public sector is increasingly recognizing the value of digital transformation, and we are well-positioned to support this shift with our comprehensive suite of solutions. What excites me the most is the potential for innovation in areas such as artificial intelligence and data analytics. Our Generative AI initiatives are already showing promising results in improving our customer experience while we continue to innovate. We are investing heavily in cybersecurity and compliance to address the unique challenges of the public sector, including privacy concerns related to GAI. Ensuring that we have the right talent and resources to drive this innovation is essential. The shifting landscape of talent and staffing, especially with the rise of hybrid work, requires us to be agile and adaptive. Artificial intelligence versus human intelligence is another area of interest. While AI can significantly enhance our capabilities, it is crucial to strike a balance and ensure that human expertise remains at the core of our operations. We are committed to fostering a collaborative environment where AI and human intelligence complement each other to deliver the best outcomes for our customers. At CentralSquare, we believe in giving back to the community. Our social responsibility initiatives include volunteerism and charitable donations, and we strive to create a diverse and inclusive workplace. Personally, I am passionate about driving transformation and innovation, and I am proud to be part of a company that is making a real difference in the public sector." Namita's leadership and vision continue to drive CentralSquare's success, making it a pivotal player in the public sector software industry. Her dedication to innovation, operational excellence, and community engagement sets a high standard for the industry.
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Kapil K Somawaram - PMP®⭐⭐⭐
Oracle • 6K followers
In an industry story with Financial Express (India) on the use of #AIAgents in marketing, Federal Bank CMO - MVS Murthy elaborates how integrating Oracle Customer Experience's Responsys STO capability leveraging AI ensures that the bank’s campaigns reach customers when they are most likely to interact, significantly improving engagement and transforming marketing from being campaign-led to being conversation-led. https://lnkd.in/g4zqKpxz
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Vishal Arora
Amazon Web Services (AWS) • 3K followers
Join us to explore actionable strategies on #agenticpayments. Look forward to speaking on the panel on 'Agentic Payments: The Next Frontier of Intelligent Money Movement' alongside other industry experts from leading financial institutions at the Instant Payments & Beyond Summit in Atlanta on March 16-17th. My take: The payments industry is not just adapting to new technologies or market shifts; it is fundamentally redefining its foundational structures in response to geopolitical forces, emergent digital paradigms, and the accelerating intelligence of AI. As we look ahead, payment institutions should look to capture new value by moving intelligence to the edge. Decision-making should happen at the point of transaction, in the agent, or within programmable contracts. Routing logic, fraud detection, and liquidity management should be embedded directly in software agents, APIs, and workflows, not centralized in batch systems or led by humans. See you there. #aws #financialservices #payments #generativeai #agenticpayments #agenticcommerce #cloudadoption
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Ashutosh Karandikar, CCXP
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In my recent conversation with Zykrr — The CX Monetization Company, I challenged the traditional view of #CustomerExperience as a reactive #CustomerSupport function or just an outcome of #CustomerService interactions. Instead, I define #CX as the active craft of aligning four key levers—and getting them all right. Here’s what that looks like: 1️⃣ The Right #BrandPromise What you say you stand for. It must be clear, credible, and emotionally resonant—not a tagline, but a strategic commitment. Without this, you're building trust on shaky ground. 2️⃣ The Right Customer Who you want to serve. Not everyone is your customer. CX begins with clarity on your #IdealCustomerProfile (#ICP)—so you attract those who will truly value what you offer. 3️⃣ The Right #ValueProposition Why they should choose you. This isn’t about doing everything. It’s about doing something distinctly better—solving a high-value need in a way no one else can. 4️⃣ The Right Delivery Across Touchpoints How you show up consistently. CX fails when teams deliver fragments. Success comes when marketing, sales, service, and product all honor the promise together, across the journey. 💡 When any one of these is misaligned, you get friction, churn, and wasted effort. When all four are tuned, you get trust, growth, and advocacy. 🔁 Watch the full Zykrr podcast clip to dive deeper into how brands can shift from fixing broken experiences to engineering trust through alignment. Thanks Srinivas for the invite and for an engaging conversation! 👇 Drop your thoughts or share how you’re rethinking CX in your org. #CXStrategy #CustomerJourney #Leadership #ZykrrCX #ExperienceAlignment #TheXTPodcast TheXTpodcast KretruTosh Consulting Alok Jha Kanchan Khera Andrew Asnes Subhanjan Sarkar Nandkishor Tripathi Garima S. Sanjana Srinivasan Mallika Sharma Abhishek Singh
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Jaideep Khanduja
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DebDeep Sengupta, Area Vice President, South Asia, UiPath, noted: “Agentic automation is rapidly redefining business operations across India. While enterprises in this region are embracing the full potential of AI agents to streamline workflows and autonomously execute complex business processes, trust and security remain barriers to widespread implementation. Our agentic automation platform directly addresses these challenges, breaking down barriers to enterprise AI adoption by enhancing security and compliance, improving accuracy and reliability for agentic outcomes.” Deepika Giri, Associate Vice President at IDC Asia/Pacific, emphasized the strategic role of AI in organisational resilience: “Becoming an AI-fueled business is no longer an option in today’s unpredictable climate. For many organisations, it's fast becoming a strategic necessity. Across the region, organisations are embracing agentic AI and agentic automation at scale. It is clear that many leaders see its potential to drive unprecedented levels of productivity, innovation, and growth, which will be key in building organisational resilience against future disruptions.” https://lnkd.in/dpvtgRT3 #AgenticAI #AIinIndia #EnterpriseAutomation #UiPath #IDC #DigitalTransformationIndia #AIAdoption #CustomerExperience #BusinessAutomation #AIAgents #AIProductivity #AIResilience #CxOInsights #AutomationLeadership #AITrendsIndia
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Mohit Shivhare
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Prof. Shilpa S Santwani
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Jai Mata Di 🌹🙏 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧 𝐠𝐨𝐭 𝐮𝐬 𝐡𝐞𝐫𝐞. 𝐀𝐈 𝐎𝐫𝐜𝐡𝐞𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐥𝐥 𝐭𝐚𝐤𝐞 𝐮𝐬 𝐟𝐮𝐫𝐭𝐡𝐞𝐫. #Automation helps with #rules and #repeatability — it’s great for #speeding up #predefined #tasks. But it can’t decide, adapt, or improve on its own. That’s where AI Orchestration comes in: → It #connects the #dots across AI models, tools, and systems → It enables #smarter, #context-aware #workflows → It #transforms #operations from #dofaster to #thinkbetter If your organization is automating well, the next step isn’t just more automation. It’s #intelligent #orchestration — across #people, #platforms, and #processes. Let’s shift from #routine #execution to #intelligent #decisioning. Let’s build AI-ready, future-ready enterprises. #AIOrchestration #Automation #AIReady #FutureOfWork #AILeadership #Aiforall #Aiforeveryone #SmartEnterprise #DigitalTransformation #ShilpaSantwani #AIInAction
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Peter High
Metis Strategy • 24K followers
"Automation roles have outpaced all other forms of roles in the first half of 2025." That insight from Chandra Dhandapani,, former CIO, CDO and CTO turned CEO of Magnit Global, signals a directional shift in talent trends. In our latest Technovation conversation, she shares what Magnit's 30 years of workforce data reveal about hiring trends, and why automation (notably not AI) is driving immediate enterprise value. We also explored: ► The overlooked power of workforce data in strategic planning ► Chandra's journey from CIO to CEO and the mindset that guided her ► Why workforce strategy needs to be "dynamic, not static" 🎧 Listen to the full episode here: https://lnkd.in/eirqtDHz #Technovation #Leadership #Automation #TalentStrategy #CIO #CDO #CTO
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Anand Mahurkar
Findability Sciences • 8K followers
My thoughts on “Agents of change” in today’s article in Financial Express (India). Sugandha Mukherjee has covered all angles of how enterprises are accelerating AI adoption. A good read. Findability Sciences, Kavita G Rao, Manvika Sagar https://lnkd.in/edMSiAT8
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Aditya Arora
Faad Capital • 161K followers
36+ Startups. 22 Million+ Users Impacted. Meet the "IT Giant" that became India’s secret Product Factory The answer is "Cognizant." Let us look at how: 👇🏻 For decades, the narrative was that Indian IT services companies only produced "delivery" talent. But the "Cognizant Mafia" has shattered that glass ceiling. By combining the operational rigor of managed services with a high-stakes appetite for product-led growth, these founders have built the infrastructure of India’s 2026 digital economy. Here are the alumni of the "Cognizant Mafia" who redefined their industries: 1) Krish Subramanian - Former Technology Specialist at Cognizant Co-Founder – Chargebee He took the complexity of global billing and turned it into a $3.5B+ SaaS powerhouse. Chargebee now manages revenue for over 20,000+ high-growth businesses globally. Krish proved that you can build "Category Kings" from Chennai by treating recurring revenue as a science, not a line item 💳 2) Amit Agarwal - Former Analyst at Cognizant Co-Founder - NoBroker Tackled the "unsolvable" broker nexus. By leveraging tech to eliminate middlemen, NoBroker has saved Indian customers over ₹15,000 Cr in brokerage fees to date. With 7 million+ verified customers, they've turned real estate from a "relationship" business into a "data" business 🏠 3) Chaitanya Ramalingegowda - Former Senior Consultant at Cognizant Co-Founder - Wakefit Utilising consulting rigor to disrupt sleep. As of 2026, Wakefit has moved from a "mattress startup" to a home solutions giant, clocking a 9-month revenue of ₹1,145 Cr and serving 2 million+ homes. They didn't just sell mattresses; they sold an omnichannel ecosystem 🛏️ 4) Madhusudanan R – Former Associate at Cognizant Co-Founder - M2P Fintech The "Infrastructure" play. M2P acts as the "API-first" plumbing for banks. By processing billions in transaction volume monthly, they enable legacy institutions to launch digital products in weeks, not years. They are the silent engine behind 600+ fintech partnerships 🛠️ 5) Pranav Goel - Former Associate at Cognizant Co-Founder - Porter He brought the "Uber-model" to intra-city logistics. Porter has now scaled to over 50M+ app downloads and a fleet of 500,000+ driver-partners. By solving for the "Last-Mile," they’ve reduced logistics costs for SMEs by nearly 25% through pure routing efficiency 🚛 6) Swathi Kulkarni - Former Strategic Leader at Cognizant Co-Founder - Elda Health Representing the new wave of FemTech. Swathi is shifting from high-scale IT to high-empathy DeepTech. Elda Health is now leading the charge in menopausal wellness, a market projected to reach $12.8B by 2030, proving that "IT training" is the ultimate foundation for health-tech precision 🩺 ➡️ The Insight: The "Cognizant Effect" is about Transitioning from Services to Systems. These founders didn't just learn how to write code; they learned how to manage massive scale (100k+ employees) and complex client requirements.
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Abhishek Fulsunge
Infosys • 811 followers
From "Chatbots" to "Resilient Agents": The New Era of BFSI The conversation in the BFSI sector is shifting. We are moving beyond Generative AI that just "suggests" to Agentic AI that acts. But in a high-stakes industry like finance, "acting" isn’t enough—the system must be resilient. What is Resiliency in Agentic AI? Unlike traditional bots that break when they hit an edge case, a resilient agentic system is designed for self-healing, adaptive reasoning, and multi-layered governance. It doesn't just stop; it replans, verifies, and escalates intelligently. How It’s Redefining BFSI in 2026: 1. Autonomous Risk & Fraud Mitigation Traditional systems flag fraud for human review (often hours later). A resilient agentic system can detect, pause, and investigate a suspicious transaction in milliseconds. It cross-references real-time market data, behavioral biometrics, and historical patterns to decide whether to block a card or simply trigger a 2FA prompt. 2. Regulatory "Air Traffic Control" Compliance teams are buried under 100+ regulatory circulars a year. Resilient agents automatically ingest new mandates from bodies like the RBI or SEBI, map the impact across the current loan book, and propose policy updates—reducing impact analysis time from weeks to under 24 hours. 3. End-to-End "No-Silo" Recovery When a payment fails or a system glitch occurs, resilient agents coordinate between siloed APIs (Core Banking, Payment Gateways, and CRM) to "self-heal" the transaction and update the customer proactively, preventing a support ticket before it's even created. Real-World Examples in Action: • Insurance (Claims Processing): Multi-agent "squads" (Planner, Weather-checker, Fraud-checker, and Payout agents) working together to settle complex claims in hours rather than days. • Wealth Management: Agents that don't just alert you to market volatility but proactively rebalance portfolios within pre-approved risk parameters during off-market hours. The Bottom Line: In 2026, the competitive edge isn't just "having AI"—it's having resilient agents that provide a "human-in-the-loop" safety net while maintaining the speed of a machine. Is your organization moving from pilots to production-ready agentic workflows? Let’s discuss in the comments. #AgenticAI #BFSI #FinTech #BankingInnovation #ResilientAI #DigitalTransformation #2026Trends
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Jeff Mills
Toptal • 6K followers
Exciting day! iMerit Technology's Scholars Program is now live. Radha Basu and Rob Laing go deep into the why with Rebecca Bellan in a TechCrunch exclusive: https://lnkd.in/g24-EXSr - Network of subject-matter experts with real-world, domain-specific knowledge - Built to elevate the Frontier Models and applied AI, not just feed more data - Tuned for companies who know that expertise is what drives safe, performant AI It’s about better data, not just more data. That means having the right combination of technology that scales combined with experts who can apply cognitive skill, judgment, and context where it matters most. As AI moves from automating workflows to autonomous decision-making, the edge will belong to teams who integrate domain expertise at the core of their systems. Curious how others are approaching this shift, where do you see experts making or breaking model performance? #ExpertsInTheLoop #AI #GenAI #ResponsibleAI
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TechIntelPro
5K followers
FIS has appointed Anil Chakravarthy, a seasoned technology leader from Adobe, to its Board of Directors - https://lnkd.in/dZS33UzN "Anil's expertise in customer experience orchestration and AI-powered solutions aligns perfectly with FIS' strategic priorities and vision to unlock financial technology across the money lifecycle," said Stephanie Ferris, Chief Executive Officer and President of FIS. #BoardAppointment #AIinFinance #CloudTransformation #EnterpriseSoftware #TechIntelPro
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Sastry Durvasula
TIAA • 26K followers
The great AI reset is here and it’s exactly what we need. I shared my perspective on this pivotal shift — from pilots to measurable business value — in a recent CIO.com article with fellow industry leaders. At TIAA, we’re embracing this transformation to bolster our retirement solutions with focus, discipline, and purpose: - Prioritize business value over novelty - Embed AI in business processes, not bolt it on - Governance and trust are non-negotiable - Solve the big “boring problems” to enable scale and reuse - Drive enterprise-wide change management and C-suite partnership 2026 will be the year to put ROI in AI, with outcomes baked into every business plan. Here’s to less hype, more value, and real outcomes. A big thanks to Beth Stackpole and my fellow contributors across industries for such an insightful and thought-provoking article. #AI #Leadership #TIAAProud #CIO https://lnkd.in/gVvakJN3
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Ramanathan Srikumar (Sri)
4K followers
At Mphasis, we focus on building intelligent solutions that solve real-world problems at scale. Our collaboration with Sixfold is a strong step in that direction. We are enabling underwriters to act with greater confidence and efficiency by providing them with AI-powered tools that enhance submission intake and reduce time to decision, without disrupting existing workflows. This partnership reflects our ongoing commitment to driving intelligent transformation across the insurance value chain. #Insurance #Underwriters #StayAhead #EngineeringIsInOurDNA #Mphasis
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Ashok Srivastava
Livewiseplanet • 4K followers
In 2026, voice-led AI has officially moved from being a "cool experiment" to the core operational engine of India Inc. What started as basic IVR and simple chatbots has evolved into "Agentic Voice"—systems that don't just talk, but actually execute tasks across the entire business workflow. Here is how the landscape has shifted for Indian enterprises: 1. The "Bharat" Push: Native Fluency is the New Standard For years, the digital divide was defined by English-centric tools. In 2026, the primary driver of India’s $1 trillion digital economy is the "Bharat" user who interacts primarily in regional languages. Code-Switching (Hinglish/Tanglish): AI agents now handle the fluid mixing of Hindi, Tamil, or Kannada with English naturally, without the awkward pauses of 2024-era models. Hyper-Local Nuance: The latest IndicLLMs (Large Language Models trained natively on Indian data) can now detect sarcasm in Marathi or urgency in Bengali, allowing for empathetic, human-like customer service. 2. From "Assistants" to "Action Engines" The biggest shift in 2026 is the transition from AI that gives information to AI that takes action. Operational Integration: Voice AI is no longer a siloed add-on. It is deeply integrated into ERP and CRM systems. A warehouse manager can now conduct a full inventory audit and trigger restocking orders entirely via voice while walking the floor. BFSI & Collections: In the banking sector, voice agents are now the "first responders" for lead qualification and EMI collections, achieving up to a 65% promise-to-pay (PTP) rate by communicating in the debtor's specific dialect. 3. The Tech Infrastructure: "India-First" Stack Unlike global tools that often struggle with Indian accents and noisy environments (like traffic or crowded markets), India Inc. is deploying home-grown stacks: ASR 2.0 (Speech Recognition): Specifically tuned to filter out "noisy autos" and background chatter typical of Indian urban life. Zero-Shot TTS: AI can now adopt a local accent after hearing just 5 seconds of a speaker's voice, making interactions feel familiar rather than robotic. 4. Economic & Regulatory Impact The math has become impossible for boards to ignore: Cost per Connect | ₹15 – ₹25 | ₹5 – ₹7 | | Scalability | 60 days to hire/train | Instant via API | | Language Support | Limited by staff | 22+ Official Languages | DPDP Compliance: In 2026, the Digital Personal Data Protection Act is fully matured. Voice agents now handle "Notice and Consent" verbally, and users can withdraw consent with a simple spoken command, making compliance a core feature rather than a hurdle. 5. Key Industry Leaders Startups: Companies like Gnani.ai, Skit.ai, and CoRover are leading the charge, not just in India but as global exports. Government Push: The IndiaAI Mission has been a catalyst, providing subsidized GPU access (around ₹65/hour) and creating the AIKosh dataset platform to help developers build for the 20+ sectors. Livewiseplanet 🦉 live good feel good
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Michiel Brinkman
Google • 4K followers
Financial services companies face significant uncertainty in today's volatile economic and political climate, but customer expectations remain high. Rohit Makhijani shares strategies to navigate these challenges without losing sight of customer needs. #financialservices #volatility #customers #economy #inflation #geopolitics #leadership #this_post_was_generated_with_ai_assistance #responsibleai https://lnkd.in/eRHZACw4
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