Royal Business Bank

Debt Service Coverage Ratio (DSCR) Mortgage Loan — Designed for Real Estate Investors. Royal Business Bank is proud to roll out our new DSCR Mortgage Loan Program, created specifically to support real estate investors with a simplified, cash‑flow‑driven approval process. Program Highlights: · Fast closing times · 5.875% Fixed interest rate (6.086% Annual Percentage Rate (APR)) for a 30-year fixed structure* · Rate buy down or buy up available. · SFR (1-4 units) investment properties only within the states of IL, NJ, NY, CA, NV, or HI · Maximum loan amount is $1 million · Maximum LTV is 80% · Minimum FICO is 680 / Minimum DSCR is 1.00% · No personal income verification required. Loan applications are evaluated based on property cash flow / rental income. Whether you're acquiring your first investment property or scaling your portfolio, this program offers the flexibility and efficiency you need. Contact us to learn more or get started today! * The Annual Percentage Yield (APR) shown includes 1.7% points, a $1,890 lender fee, and is based on the following assumptions: 30-year fixed-rate loan to purchase a SFR 1-4 unit property in CA, with a loan amount of $650,000 and a down payment of 35%, a FICO score of 760, a DSCR of 1.1 and a three (3) year prepayment penalty. The interest rate and APR are accurate as of March 12, 2026, and are subject to change without notice. Loan qualification subject to credit approval and not all credit applicants will qualify. Terms and conditions apply. #RoyalBusinessBank #DSCRLoan #DSCRMortgage #InvestorLoans #RealEstateInvesting #MortgagePrograms #RealEstateFinancing #RealEstateInvestors #PropertyInvestors #RealEstateGrowth

An RBB Mortgage Loan Funded in 12 business days! Our team is excited to share the successful funding of a $550,000 mortgage loan for a property located in California. Our team took in an application and funded the loan in 12 business days through our Asset Utilization Program. Our Mortgage program can help clients move forward quickly and confidently with their real estate plans. Achieving 12 business days closing underscores the efficiency of our lending process and our commitment to delivering timely results. We extend our appreciation to everyone involved in making this possible, and we look forward to continuing to support clients with customized mortgage solutions. Looking for fast and flexible mortgage solutions? Our team is ready to help. Contact our mortgage team now. https://lnkd.in/gBx6RwqV All loan requests are subject to credit approval. #royalbusinessbank #RBB #AssetUtilization #mortgage #mortgages #mortgageloans #mortgagelender #MortgageMilestones #MortgageSuccess #nonQM #purchaseloan

Celebrate the Year of the Horse with our limited time Savings Account offer, available through March 31, 2026! Earn up to 3.75% APY (Annual Percentage Yield) and enjoy complete flexibility—no restriction to withdrawal or deposit. Lock in a great rate without locking up your money and take advantage of a promotion designed to help you save with ease. Open an account today and start saving with ease! https://lnkd.in/gSM5Eknn #RoyalBusinessBank #YearOfTheHorse #Savingspromotion #HighAPY #Savings #HighYieldSavings #HighYield #Deposit #Investment #Depositpromotion 

We’re excited to share that we’ve successfully funded a $1 million Asset Utilization mortgage for a primary residence in Irvine, CA! Our team continues to deliver customized lending solutions that make homeownership possible for more clients. A big thank‑you to our dedicated team for delivering a smooth and efficient closing experience. All loan requests are subject to credit approval. #royalbusinessbank #AssetUtilization #mortgage #mortgages #mortgageloans #mortgagelender #MortgageMilestones #MortgageSuccess #nonQM #purchaseloan

Celebrating the Year of the Horse! Royal Business Bank extends our warmest wishes for a prosperous Lunar New Year. May the Year of the Horse bring you renewed energy, confidence, and success. Wishing you and your family a year filled with growth and good fortune. #RoyalBusinessBank #LunarNewYear #YearOfTheHorse #HappyNewYear #CommunityBanking

Celebrate the Year of the Horse with our limited‑time Savings Account offer, available from February 1, 2026, to March 31, 2026! Earn up to 3.75% APY (Annual Percentage Yield) and enjoy complete flexibility—no restriction to withdrawal or deposit. Lock in a great rate without locking up your money and take advantage of a promotion designed to help you save with ease. Visit our website or stop by your nearest branch to get started today! https://lnkd.in/geqHjBf5 #RoyalBusinessBank #YearOfTheHorse #Savingspromotion #HighAPY #Savings #HighYieldSavings #HighYield #Deposit #Investment #Depositpromotion 

We’re pleased to announce the funding of a $10 million commercial real estate loan for a mixed‑use property in College Point, NY. This project—featuring a hotel and retail center—highlights our commitment to supporting strong, community‑driven developments. If you’re seeking financing solutions to strengthen your portfolio or unlock new opportunities, our experienced lending team is here to help you move forward with confidence. Connect with us to explore your options. https://lnkd.in/gyfeZfmz All loan requests are subject to credit approval. #RoyalBusinessBank #commercialloan #commercialloans #CommercialRealEstate #commercialrealestate #commercialrealestateloan #commercialrealestateloans #businessloan #businessloans

As we welcome 2026, we want to thank you for your trust and support throughout the past year. Here’s to new opportunities, growth, and success together! Wishing you a year filled with health, happiness, and prosperity. #RoyalBusinessBank #HappyNewYear #CheersTo2026

Merry Christmas from Royal Business Bank! Warm wishes for a season of joy, prosperity, and new beginnings. #RoyalBusinessBank #Christmas

As we celebrate Thanksgiving, we are thankful for the communities we serve and the relationships we’ve built together. We appreciate your continued trust and partnership. Happy Thanksgiving from all of us at Royal Business Bank. #RoyalBusinessBank #Thanksgiving