Middesk

Finance doesn't come with a playbook in a high-growth company. You build it as you go. Lindsey Bailey, Head of Finance at Middesk, has done exactly that; from standing up the function from scratch to making finance a strategic partner at the center of the business. In our latest Meet Middesk feature, she shares what that journey actually looks like: building in ambiguity, shifting from foundation to strategy, and knowing when the numbers aren't enough. A few things that stuck with us: - Context is as important as the numbers - Finance means constant context switching - Great teams make each other better Link in the comments ↓

Another Fintech Meetup in the books! The team shared the new era of business identity intelligence. Behind every great yes is Middesk. #fintechmeetup #fintechmeetup2026

Middesk is heading to Safeguard. May 3-6 in Colorado Springs, joining 500+ fraud, identity, and compliance leaders who are rethinking how AI changes the work they do every day. If you're attending, come find us. Middesk will be running workshops on business identity intelligence, meditating in the mornings, hosting a dinner, and showing demos across Monday and Tuesday. Plenty of ways to connect with Kyle Mack, Adam Long, Yan Zeng, Jackie Wylie, & Kevin Johnson. See you at The Broadmoor. https://lnkd.in/gzbgUVKy

Behind every great yes is the new Middesk.

Who is the American small business now? Forbes is asking that question today, and Middesk's data has the answer. Middesk's Ken Chew and Jackie Wylie are at the center of the piece, and the insights we found are striking. Personal TIN usage among businesses has grown 8x on Middesk's platform since 2023. More than a third of business applicants now arrive without state registration. The verification infrastructure most platforms rely on was built for a business type that's becoming increasingly rare. As Jackie put it: "A sole proprietor who formed in Delaware through LegalZoom looks identical in the data to a shelf company being prepped for fraud. If your verification layer can't tell the difference, you're not managing risk, you're just turning away good customers." Middesk's data is the backbone of the piece. Read it here: https://lnkd.in/gRa7DX2H

Numeral set out to make business onboarding feel the way it should: fast, intuitive, and low friction. With Middesk, they reduce common sources of friction like legal name typos, missing EINs, and DBA mismatches before they ever become an issue. Instead of manual entry and guesswork, users can simply type a name, select the right match, and move forward with confidence. Middesk Prefill brings that experience to life by automatically populating key business details from authoritative sources and streamlining the entire flow. The result is smoother onboarding, stronger data quality, and a compliance process that just works. https://lnkd.in/gkTSrpru

To the women who paved the way, and the women building what’s next. Happy Women’s History Month. Tag the women who inspire you.

Shelf companies are completely legal. That's what makes them dangerous. A business formed years ago, sitting dormant, then suddenly reactivated with new ownership and a clean history. To most onboarding checks, it looks fine. To fraudsters, it's a blueprint. In our next BEV Break, Drew Singer (Head of Product, Middesk) and Seth Sattler (Head of Compliance, Oscilar) are breaking down how shelf companies are used in modern fraud schemes — and what signals actually catch them. What you'll walk away with: How fraudsters exploit reactivated businesses The post-onboarding signals that surface shelf company abuse How to build event-driven fraud reviews without adding friction March 19 at 1:00–1:30 PM ET / 11:00–11:30 AM PT Register: https://lnkd.in/ddAhnRkW

The Middesk Index Q4 2025 shows a familiar year-end pattern — with a twist. Business formation cooled seasonally, declining from 1.41M in Q3 to 1.29M in Q4. But credit activity didn’t slow in the same way, and borrowing grew increasingly concentrated among established companies. The latest Middesk Index breaks down what’s happening across U.S. business formation, secured lending, and emerging risk signals. Read the full report: https://lnkd.in/gKdzkqAg

Eight months after you approved that commercial account, three things changed. The registered mailing agent changed. A beneficial owner was added to a watchlist. The entity filed a UCC lien in a state you don't actively monitor. Your system still shows it as approved and in good standing. The risk didn't appear at onboarding. It accumulated after. Quarterly re-verification doesn't catch that — it just creates the feeling of oversight without the substance. We wrote about what ongoing monitoring actually requires. Full breakdown here → https://lnkd.in/eBPvnaW6