Last year, versions of this headline took off: “60% of Coachella attendees are using BNPL, what does that say about our financial priorities?” But that’s the wrong question. Because planning for a weekend with 100+ artists, flights, hotels, and friends syncing schedules isn’t reckless, it’s coordination. The decisions often happen early. The money doesn’t always line up the same way. That gap isn’t moral. It’s structural. People aren’t abandoning financial caution. They’re adapting to how life actually works. And the real story isn’t about overspending, it’s timing and budgeting for the things we look forward to most. As festival season kicks off and summer travel ramps up, we’re revisiting where last year’s panic missed the mark. 🎡 Check it out: https://lnkd.in/gsm4VAXz
Affirm
Financial Services
San Francisco, California 348,018 followers
We create honest financial products that improve lives.
About us
At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products. We have roles across a variety of teams, including engineering, product, finance, operations, revenue, marketing, people and more. A note to applicants: Fake job and recruiting scams are on the rise. Affirm will never ask you to pay any upfront fees or send you any checks to purchase equipment during any part of the recruiting process. Affirm only uses legitimate company email address domains (either “@affirm.com” or "@us.greenhouse-mail.io”) to communicate with candidates via email. Affirm is also proud to be a remote-first company! Attracting great people starts by finding talent in different places. That's why we built remote work into the DNA of how we do business—but if an office space is more your style, we have offices in Chicago, New York City, Pittsburgh, San Francisco, Seattle, Toronto, Warsaw, Madrid and London. Not to mention we have comprehensive and award-winning benefits that were made for you. Interested in learning more? Check out our careers page and apply today! Visit affirm.com/careers for more information.
- Website
-
https://www.affirm.com/careers
External link for Affirm
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- San Francisco, California
- Type
- Public Company
- Founded
- 2012
- Specialties
- eCommerce, Payments, Installment Loans, Millennials, Financial Services, Online Payments, Retail, Personal Finance, FinTech, Financial Technology, and Financial Management
Locations
Employees at Affirm
Updates
-
"I offered my time to mentor someone early in their career, assuming I’d be the one doing most of the teaching. Instead, I walked away with new ideas, renewed energy, and a better sense of the kind of leader I want to be." – Jennifer Gines, Group Product Management Manager That reflection captures something we don’t talk about enough—mentorship isn’t one-way. It’s an exchange. This Women’s History Month, our Women@ Affirm ERG is bringing that idea to life through programming that reflects this year’s theme: Give to Gain. From career conversations to shared skills, it’s about showing up for each other and recognizing that growth goes both ways.
-
-
“The credit card business model is one that’s adverse to the consumer who actually needs to borrow.” – Michael Linford Affirm’s COO recently joined Anthony Pompliano to break down how the current credit system works, why Affirm was built differently, and what the future of consumer credit actually looks like. Watch the full convo below 👇
Buy Now, Pay Later is a fundamental shift in the business model of credit. To better understand what is happening, I recently sat down with Michael Linford, the COO of Affirm. Three key takeaways: 1. The Credit Card Trap. Banks want you to carry a balance and pay interest on interest. Michael shared how his mother ended up with $50,000 in debt because the system was engineered to keep her there. 2. Merchant-Led Financing. Affirm shifts the cost of credit from the consumer to the merchant. This allows for 0% APR loans with no late fees or compounding interest. 3. Agentic Commerce. As AI agents handle our shopping, they will optimize for the best math. They will bypass high-APR cards for transparent installment loans. There is 1.3 trillion dollars in revolving credit card debt in the US. We are fixing a broken system. Check out our full interview: https://lnkd.in/ek5uFFpy
-
Want a “Peak” behind the curtain? Affirm’s CRO Wayne Pommen recently connected with The Peak to talk honest finance, AI, and why not all credit is created equal. Wayne said: “BNPL providers often claim to be a better alternative to other consumer credit options - but Affirm delivers on it.” Check it out: https://bit.ly/4rFXb74
-
"We are living in the golden age for builders. The future belongs to the curious." Our SVP of Product, Vishal Kapoor, joined Figma to talk about what that means at Affirm — and the principles guiding how we build and design products in this new era of AI. The tools may be evolving quickly, but the craft behind great products still matters. Read the full conversation below ⬇️
I recently spoke with Figma about how we’re designing and shipping products at Affirm in this golden age of AI — and the underlying guiding principles. Some notable highlights: ✅Start from first principles ✅Stay grounded in real human emotion ✅Treat AI like another teammate ✅Be very careful about “AI slop” AI makes it easier to build more, faster. The harder challenge is using it to build products that are clear, secure, and fundamentally honest. Read more about my ‘10 Rules’ here: https://lnkd.in/gEBfhePs
-
What’s the future of agentic commerce for travel? Hint: it has a lot to do with the payment options at checkout. Join our UK Country Manager Ruth Spratt at UATP's Airline Distribution conference on March 12, where she’ll explore the intersection between agentic commerce, payments, and what it all means for the airlines industry.
-
-
"Stop disqualifying yourself from opportunities. Trust you can grow once you're in the room." That's the powerful advice from a mentor that continues to shape the career of Ashaá Cumberbatch, AIGP, CIPP/US/E, CIPM, CIPT, Senior Counsel, Privacy, and it embodies this year’s International Women’s Day theme: Give to Gain. During Women’s History Month, our Women@ Affirm ERG is bringing the theme to life through a community-building effort that encourages people to connect over all kinds of skills, from coaching and career advice to cooking and latte art. Stay tuned for more spotlights and stories. #IWD26
-
-
Today, we’re expanding our long-standing partnership with Stripe to support Shared Payment Tokens (SPTs). SPTs allow AI agents to initiate purchases using a shopper’s permission and preferred payment method without exposing sensitive credentials. Soon, Affirm will be a payment option supported by SPTs. As AI agents help people browse and buy, the fundamentals of paying shouldn’t change. Shoppers still expect: • The total cost upfront • A clear repayment plan • No late fees • No compounding interest Whether a person taps “buy” themselves or an AI agent initiates the transaction, clarity still matters. We’re proud to help shape what responsible, flexible payments look like in agentic commerce. Read more: https://lnkd.in/e-FrgENJ
-
Following the latest AI headlines? Max Levchin has seen this movie before. Max spoke with SEMAFOR's Andrew Edgecliffe-Johnson to break down facts from (science) fiction, including what history can teach us during moments like this. Check it out: https://bit.ly/4aFlE7h
-
🇨🇦 Big news this tax season. We’re teaming up with H&R Block Canada to bring flexible payment options to H&R Block clients across Canada. Eligible Canadians can now split the cost of professional tax services into simple, transparent installments — no late fees, no hidden charges, no surprises. Wayne Pommen, Chief Revenue Officer of Affirm, said: “For many Canadians, tax season can already be a lot — deadlines, paperwork, and more than a little financial uncertainty. Flexible payment options give clients access to guidance they may really need but wouldn’t otherwise pursue.” Read more here: https://bit.ly/4bbEfbd