Affirm

🇦🇺 Shop Pay Installments is coming to Australia - powered exclusively by Affirm. Since launching in 2021, millions of shoppers have made billions of dollars in purchases through Shop Pay Installments, making it one of Shopify's most popular payment options across the US, Canada, and the UK. Now, Australians will have the same flexibility to pay over time with no hidden fees, using the Shop Pay button they already know and trust. Read more: https://lnkd.in/eSY3npb6

Affirm closed fiscal Q4 with $14.1B in GMV, up 36% YoY, marking our 11th straight quarter of 30%+ growth. That helped us cross $50B in annual GMV in fiscal 26, while continuing to grow profitably. The story behind that growth is simple: more people are choosing Affirm, they’re using it more often, and they can use it in more places. - 27.8M active consumers, up 21% YoY, with transactions per consumer up 20% to 7 a year. - 5.2M active Affirm Card cardholders, more than double a year ago, with Card GMV up 124%. - 571K active merchants, up 51% YoY, giving people more places to choose Affirm. - We’re expanding that reach internationally too. In the UK, we added Costco, expanded with Royal Caribbean, and rolled out our Stripe integration to reach more merchants and their customers. In Australia, we launched Shop Pay Installments with Shopify. Read the full shareholder letter: https://lnkd.in/etY-ERe9

Salons, spas, med spas, and wellness clinics using Boulevard can now offer Affirm! Eligible clients get more choice and flexibility in how they pay for the beauty and wellness services that matter most to them - with the confidence that comes from transparent terms and no late or hidden fees. Learn more on Boulevard's blog: https://bit.ly/4x1hVcU

Payment options should always be built on trust, clarity, and control. We're proud to partner with J.P. Morgan Payments to bring transparent choices to shoppers and seamless growth to merchants.

Businesses around the world are looking for better ways to serve US shoppers, and payment choice is a big part of that. That's why Affirm is now available on Airwallex. The partnership makes it easy for eligible Airwallex merchants across 35 countries to offer their US customers Affirm's flexible, transparent payment options - with no late or hidden fees. Learn more: https://bit.ly/4x0Tyw4

Every new partnership is an opportunity to give shoppers more flexibility at checkout. With Affirm now available at One Kings Lane, customers can pay over time for their favorite home goods with the confidence of never paying late fees, hidden fees or compounding interest. Subject to eligibility. See lending terms at affirm.com/disclosures.

"Your smarter older sister." That's how our founder and CEO Max Levchin describes what Affirm was built to be: a company that helps people make better decisions instead of profiting from their mistakes. On the latest episode of SEMAFOR's The CEO Signal with Penny Pritzker and Andrew Edgecliffe-Johnson, Max talks about how that philosophy shows up in our products and culture, and why it becomes more important as AI reshapes consumer finance. Listen or watch: https://lnkd.in/eTTzWCyu

"Fun-flation" is back in the headlines this summer. But the real story is about the fundamental shift in how people value time. Younger generations are deciding that the summer concert or weekend trip deserves a bigger slice of the budget and they're trading down elsewhere. Some may say it's impulsive; others say it's prioritizing moments that matter. Our latest Substack gets into why the “fun-flation” framing has it wrong: https://lnkd.in/gBfFb6sf

For purchases that can't wait (like replacing worn-out tires) a clear, predictable way to pay helps customers make the smart move. That's what we're delivering with Discount Tire and Tire Rack. Since partnering, we’ve seen: 📈 Affirm shoppers on TireRack.com have approximately 3x higher conversion than the site average 📈 Affirm shoppers on TireRack.com have approximately 21% higher average order values than the site average 📈 24% year-over-year payment volume growth through Affirm at Discount Tire Read more: https://lnkd.in/gwfvWGP4

As our presence in Europe grows, so does our focus on the relationships that define our culture. Our European team recently took over London for what our VP, Country Manager (UK) Ruth Spratt dubbed “the hottest ticket in town” - two days of in-person collaboration.