Spency is a simple budget planner, spending tracker, and bill organizer designed to help you see your money ahead of time.
Instead of tracking every purchase, Spency focuses on planning your budget forward. You add your income, your bills, and a daily spending limit. Spency then projects your balance for each day so you can understand whether your budget stays healthy or where it starts to get tight.
It helps you answer two questions quickly:
Am I okay today
Will I be okay before payday
HOW IT WORKS
- Add your income
Salary, freelance payments, or other regular deposits
- Organize your bills and expenses
Rent, subscriptions, utilities, and one time or recurring costs
- Set a daily spending limit
Spency uses your budget to project your balance automatically
WHAT YOU WILL SEE
Your projected balance for every day on the calendar
A clear view of upcoming bills and how they affect your budget
Monthly totals for income, expenses, and net balance
Days where your budget gets tight before it becomes a problem
Your daily spending amount always visible
This gives you the clarity of a spending tracker with the simplicity of a forward looking budget.
WHY SPENCY IS BETTER
Most budget apps focus on tracking the past.
Spency helps you plan ahead.
Your balance shows whether your budget works.
Your daily allowance is the lever you adjust.
It is a budget tool built for awareness rather than accounting.
SPENCY UNLOCK
Budget projection and insight charts for 1, 3, and 6 months
Cash flow trends with recurring and one time expense breakdowns
Access to over 12 months of budget history
The free version includes your most recent 3 months
PRIVACY FIRST
No bank connection
No account required
Your data stays on your device with optional iCloud sync
Delete everything anytime
Set it up once. Check it in seconds. Stay in control of your budget with confidence.
I love that you don’t have to link a bank account and can just manually enter everything. This is basically what I’ve been using a table on my notes app to do but with a much nicer UI and with charts to show how much I actually pay in rent 😩.
App Review
ReviewingApp02
I am really digging the design and how easy this tracker is to use. It’s super clean and simple, you don’t even need to make an account or link a bank. The look is really nice and aesthetic. I hope they wont mess with it in future.
