Spency: Budget Tracker

Money Manager & Planner

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Spency is a simple budget planner, spending tracker, and bill organizer designed to help you see your money ahead of time. Instead of tracking every purchase, Spency focuses on planning your budget forward. You add your income, your bills, and a daily spending limit. Spency then projects your balance for each day so you can understand whether your budget stays healthy or where it starts to get tight. It helps you answer two questions quickly: Am I okay today Will I be okay before payday HOW IT WORKS - Add your income Salary, freelance payments, or other regular deposits - Organize your bills and expenses Rent, subscriptions, utilities, and one time or recurring costs - Set a daily spending limit Spency uses your budget to project your balance automatically WHAT YOU WILL SEE Your projected balance for every day on the calendar A clear view of upcoming bills and how they affect your budget Monthly totals for income, expenses, and net balance Days where your budget gets tight before it becomes a problem Your daily spending amount always visible This gives you the clarity of a spending tracker with the simplicity of a forward looking budget. WHY SPENCY IS BETTER Most budget apps focus on tracking the past. Spency helps you plan ahead. Your balance shows whether your budget works. Your daily allowance is the lever you adjust. It is a budget tool built for awareness rather than accounting. SPENCY UNLOCK Budget projection and insight charts for 1, 3, and 6 months Cash flow trends with recurring and one time expense breakdowns Access to over 12 months of budget history The free version includes your most recent 3 months PRIVACY FIRST No bank connection No account required Your data stays on your device with optional iCloud sync Delete everything anytime Set it up once. Check it in seconds. Stay in control of your budget with confidence.

Ratings & Reviews

  • 4.3
    out of 5
    3 Ratings

What's New: • Portuguese (Brazil) localization • Paywall redesign • Bug fixes for recurring items

Version 1.2.22

The developer, Callebe Sousa e Silva, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Callebe Sousa e Silva
    Size
    • 2.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.1 or later.
    • iPhone
      Requires iOS 26.1 or later.
    • iPad
      Requires iPadOS 26.1 or later.
    • Mac
      Requires macOS 26.1 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.1 or later.
    Languages
    • Portuguese
    Age Rating
    4+
    In-App Purchases
    Yes
    • Spency Pro Yearly $24.99
    • Spency Pro Monthly $4.99
    • Spency Pro Trial $0.00
    • Spency Pro $9.99
    • Learn More
    Copyright
    • © 2025 Callebe Sousa e Silva
  • Privacy Policy